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krissy1130 wrote:
How can I get these over limit fees to stop? If I close the account and continue to pay, will they cease?

Among the finest of the fine print in many CC agreements is what happens if you close an account to new purchases. This can include a huge interest rate boost which can make it even more difficult to pay off your balance. Check out your CC fine print before even considering closing an account with a balance (and you might want to double check with a service representative). A lot of times it's better to hide or destroy the card and treat the CC account as a loan: don't charge to it anymore, just send payments.

Since you've posted to this board, you've probably already read the MF "Getting Out of Debt" section, but here's the link anyway:
It contains tons of information about how to deal with credit and creditors. It definitely has helped me!

Good luck and we'll do a happy dance when the time comes. :)


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