laurelmae,You may transfer funds freely about as long as they are already in an IRA account. My suggestion?1. Open a discount brokerage account (I use Suretrade, and have been pleased w/ them for two years, but there are many...the Fool has ads for several.2. Indicate that you are going to open this account as an IRA transfer.3. Once you have the account established, be a Fool. Toss that 4.15% and get your CSCO or GE or TGT or JDSU or DDD or whatever suits your fancy.This is very rough, but it is possible to reallocate freely within an IRA so long as one does not *add* or *subtract* from it, other than the prescribed $2k a year or proper deductions when one is of age.Let me know if this helps,Mark
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