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I miss my Dad. He died way too soon. But from him I learned much of what I know about risk-management, and to him I owe much of my success. He never bought less than triple-AAA in his life, generally just his company's preferreds. But he had a ‘can-do’ attitude tempered with proper caution whose imitation has served me well.

We learn the investing skills we have as adults around the dinner table as children. Not the specifics, but the attitudes. Then the markets themselves teach us the rest. Some learn; most don't. But it began at the dinner table with seeing how our parents made decisions about money.

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