Let me try to explain it another way.Scratch that. If you don't get that a difference of $50,000 in somebody's net worth when they retire is not going to make any difference in their life-style, then it's just wasting my time. Life's too short. put another way, 50k, 4% SWR, about 150/moif ones pay we're cut 150/mo, how wouldlife change?I think not much (agree with you)
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