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Let me try to explain it another way. Scratch that. If you don't get that a difference of $50,000 in somebody's net worth when they retire is not going to make any difference in their life-style, then it's just wasting my time. Life's too short.

Oh, now that's their entire net worth, according to you, so poor is poor. Well, then, you're right, a fifty thousand dollar loss is nuthin' since they're going to be eating cat food, anyway.
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