Let's make this more graphic. You know you have a pre-existing condition but you need health insurance. You see an ad that says: ROMNEY HEALTH ASSURANCE** Pre-existing conditions are covered **So you sign up for the plan. When you have your first need for coverage your insurance claim is denied. The insurance rep explains "You didn't have continuous coverage so you are not covered for a pre-existing condition."Would you be po'd?Peter That's it?It's not a lie. He is talking about a future action. You can't confim a lie about a future action. It is ambiguous as hell but ambiguity is not a lie either.