Let's say I have no cash and need an emergency cash fund of 3-6 months living expenses. Let's say I also have a whole schlemiel of debt that is being paid-off. Now, let's suppose I get $3K back at the end of the year. If I add that to what I'm saving now, I'll have that 3-6 month e-fund. Or, should I plunk that $3K on my last bit of undeductible debt? Thanks in advance! Pay down your debt and redirect those payments to buiding your emergency cash.Will
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