I am currently employed by the federal govt after 20 years in the private sector. I am trying to make some long range decisions, since like you all here, I would like to experience another life that operates more in accordance with my own terms.I like my job, but time marches on and we march with it. Sorry to get off on a philosophical tangent.I am considering a second career in the healing arts (therapy, body work) at some point and that will mean a big downturn in income and some expenses related to re-training.I can do some of the re-training while still in my current job.Long story short - if I wait 8 more years to retire from the feds, I will be eligible to continue healthcare in retirement, at the same price, with the same benefits I received as a full time employee.I have a good sized nest egg for someone in my position - but understand the entire egg could be wiped out by any serious illness - hence my concern over keeping a good healthcare plan in place. I think our current plan has a $4M cap.Comments?Thanks, RS
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