No. of Recommendations: 0
Like another poster said, there are plenty of "couch potato" type portfolios out there that only require rebalancing ETFs once a month/quarter/year. Its not that hard and definitely not worth paying someone to do for you.

My concern going forward is what if I am unable to do it myself? Senility creeps up on most of us. My mother became unable to even balance her checkbook (3 pension deposits and 2 bills a month) 3 years before she died.

But where do you find an FA to do that for you, when/if you can't? For a reasonable (i.e., small) fee.

I guess maybe a fee-only financial planner? Give them your detailed instructions and pay them $500 annual fee to rebalance once a year. Kinda hard to build a successful business when your clients pay that little. You'd need 100 such clients to take in $50k a year.

Maybe a trusted child or other realtive? And hope they don't steal you blind.
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