Like it or not, the reality is that very few who offer financial advice do so for reasons of altruism. Nearly all expect to be compensated one way or another. Every investor needs to understand how your adviser makes his money.Without compensation, most would change careers very soon.One wonders if load funds or commissioned insurance sales were not allowed, would there be enough financial advisers out there to help all those who need help. If hidden fees were not allowed, would individuals willingly pay reasonable fees?Or must fees be hidden to pay for "free" advice?
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