I am thoroughly confused by spin-offs. Scottrade sent me the following concerning my Kraft stocks (I only own 20 shares):

RE:stock symbol KFT (expires 08/o1/08):

The above-listed stock is part of a non-mandatory reorganization, or tender offer which requires your timely attention. If you decide to participate in this offer a $25 fee will be charged to your account. These shares must then remain in your account until the reorg/tender takes place.

I know that Kraft is spinning off their Post cereals. Could someone, please advice me as to what action I might take that would be most beneficial to my account. Such as: sell the shares, take the offer, et cetera.

Thanks so much.

Bill