In 1993, I became disabled in an industrial accident. For 20 years prior to that, I paid premiums for disability insurance (about $8000 over those 20 years).My claim was initially disallowed. I fought with much frustration and patience for over five years with the insurance company and finally accepted a $100,000 settlement. That was in January 1999. By March 1999 My $100,000 was now worth $44,000. By the end of July 1999 I built my trading account back up to $100,000. In early August, I fizzled to $20,000. My current balance is $4,000. I'm still disabled; I'm still where I was over five years ago; I've cheated my family of the small amount of security I so heroically fought for. AND I'M ONLY TELLING MY STORY SO NO ONE WILL REPEAT IT IN ANY WAY, SHAPE, OR FORM. Color me broke once again. By the way, if you're smarter than me, let me at least tell you I graduated from college 4.0 in mathematics and have had 15 years investing experience. Please don't let your family down!
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