No. of Recommendations: 2

You've obviously thought this through well -- and I applaud you for doing so. I hope SS will be there for you, but, as you say, who knows? We've tried to plan for its eventual diminishment, too, of course.

Point is that people need to really think about retirement -- their planned needs, wishes and so on -- REALISTICALLY, and not based on someone else's ideas as to what they will necessarily want or need.

I salute you for doing your own thinking.

Good luck.

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