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LnJM002, you asked:

Thanks for your patience and information. It is digesting. Another question: A Self-Directed and a Roth IRA are can be two separate IRA's or one Self-Directed Roth IRA?

a "self-directed" IRA is simply one that has been established with a broker and within which you do your own trading in individual securities. It may be either a traditional IRA or a Roth IRA.

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