I'm retired and manage my qualified fund. I worked thru a retirement model on Quicken's web site, based on the results I can take out 150k anualy in present dollars ( which is satifactory)for 35 years and still have funds left; the asumption was an 8% return and 3% inflation.

My question is: if I can capture an 8% return on a long term insturement like a CD or Treasury Bond why would I want to be in the market?

Thank you for any responses I may get!

jjft