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Lok....as for charity donations, I tend to "go with the flow". A donation to Salvation Army was made during Katrina, and misc. household goods & clothing are usually given to the local Habitat for Humanity thrift store. But for a regular donation, no, we don't normally do that.

LTC insurance is not needed for my DH as he is a disabled Vet. For me...I've had cancer and feel that is what is likely to get me, not a long drawn out medical problem. Choices, it's all about choices.

We currently have a 2 y/o Town & Country van, and a 4 y/o Honda Accord. We're planning on years before either need to be replaced.

As for Quicken, I d/l all transactions from our bank and our credit cards into it, so it automatically keeps track of things for me...each in it's own category. As I mentioned before, great topic!
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