Loki-

At my employer, I have the option of TIAA or Fidelity. I have been keeping both my regular and supplemental accounts at TIAA, but it sounds like you would recommend moving the supplemental money out to Fidelity. (20+ years to retirement)

The only reason I haven't done that is the hassle of having yet another account. I suppose that 35 or so basis points is enough to make it worth my while, and I should just bite the bullet. I even have the forms sitting around somewhere...

Thanks for motivating me.
-KenF