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What are the rates for those accounts right now? I'm just curious as I am strongly considering changing "banks" for my checking and base/emergency savings. I have all of that money currently at TD Waterhouse which was great for a while, but not that MMFs are getting killed, my rate is around 0.6%.

My credit union only offers 0.5% on interest checking and the savings account is at 1.4% or so. But State Farm Bank (we have all of our insurance with State Farm) is offering 1.34% on interest checking as long as you have $2500 in the account...and the savings account is getting 1.88% -- quite close to that of ING. (While I trust ING, I would prefer to keep my life simpler by having everything in one place and that is worth a few points to me...)

Thanks for any info...just trying to weigh all of my options...

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