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If you've bought LTC insurance, have you factored something like this into your budget?

"From the time that I signed for the policy, which was July of '96, there has been no increase in the premium for 15 years," Jim Morrow said. "Then, all of a sudden, a 39 percent increase."


I guess that's not as bad as having health insurance premiums rise 10% to 15% each year.

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