I have been putting it off for far too long.I have the following choices available to me for my 401(k) via Prudential Dreyfus Bond Market Index Fund ClINV DBMIXManagers Fixed Income Fund ClY MFDYXManagers High Yield Fund ClY MHHYXManagers Balanced Fund ClY MBEYXMFS Value Fund ClA MEIAXVanguard Institutional Index Fund VINIXThe Growth Fund of America ClA AGTHXGoldman Sachs Mid Cap Value Fund ClA GCMAXDreyfus Midcap Index Fund PESPXManagers Mid-Cap Fund ClY MKPYXDreyfus Small Cap Stock Index Fund DISSXLegg Mason Small Cap Growth A SASMXDreyfus International Stock Index Fund DIISXEuroPacific Growth Fund ClA AEPGXAll of the funds except the VINIX seem to have a 12b-1 fee attached, the VINIX has an added .25% annual fee tacked on, making the expense ratio .3%None of the funds have a load from what I can tell.
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