Looking for answers!! I have read a lot of data but still confused as to the better road to travel. Have a100K in a traditional IRA. I am 59 and expect to work another 5years. Currently in 15% tax bracket and will in all likely hood remain there( unless one of you kind souls out there can endow me).Two part question, going forward should my 2k contribution be Roth or traditional and should I convert the existing IRA over to a Roth? I will need to use 15k of the IRA to make the converstion but there would not be an early withdrawal penalty. Hope some fool can help. thanks
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