Loving asked, "Does anyone have experience with this company? Care to share?"I've never had a secured card with Capital One but about two years ago my husband and I took advantage of an offer of a low interest rate for 6 months. After the 6 months were up Captial One jacked the rates up to the sky and would not lower the rate.Capital One was the *first* card we payed off and canceled when we got Foolish. I feel there is not point to have a card for a company that will not negotiate with you.Nylaonly 2 cards left with ballances on them
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