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My 91 y/o auntie has paid LTC insurance premium of Approximately 200/mo for last 10 years or so. She broke her hip recently and my cousin informs me that it turns out her LTC reembursement will only be about $50/mo for a limit of about 2 years. Folks need to read the fine print carefully. It looks to me as if investing premimium in Foolish Four would return better on investment.
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