A New York Times article included this not-very-encouraging tip for saving money on your Long Term Care insurance premium:"Avoid lifetime benefits. Opt instead for a policy that covers a set amount of time, like four or five years, suggests Ms. Driscoll. The average nursing home stay is two to three years, she points out, and only 12 percent of patients live longer than five years once they enter."http://www.nytimes.com/2009/06/27/health/27patient.html?page...Gertrudehttp://eldercarenotebook.blogspot.com/
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