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<Crazyfred replied>

<<I'd also report it to the attorney general. It is illegal to send credit cards out without first receiving an application.>>

In this case, Crazyfred, First USA may be skirting the law if it is illegal. The card is a platinum Visa but also a phone card. In the offer, they state that the card can be used for an hour worth of calls without activating the Visa account. This may allow them to send Visa cards without an application. To me, it is a sleazy marketing gimmick which I do not appreciate.

By the way, I must be on some hot list for potential customers. I received 2 other platinum offers that day and have been averaging about 2 offers per day over the last 2 weeks.
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