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<< I have a question about my W2 - Box 15 is checked, however I left the company (after a month) before I was eligible for any pension plan. Consequently, I am not showing the deduction D in my box 13. I am told by the company that for all employees Box 15 is checked - it is a companywide thing. I was told by my tax guy that I need to get an amended W2C. This prevents me from deducting a traditional IRA. My company assures me that it is safe to open it and they don't need to file an amended W2C. Is box 13 being empty sufficient proof? Who is right? >>

No one.

Box 15 should not have been checked, and the company should correct it. Coverage by a pension plan does not necessarily mean that there will be a deferred amount in Box 13. The incorrect W-2 does not prevent you from deducting an otherwise deductible IRA contribution.

My advice would be to try to get a corrected W-2 by talking to someone above the "we do that on all W-2's" idiot you talked to before. If you can't get one, go ahead and take the deduction, but expect an IRS inquiry down the road.

Phil Marti
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