<< << If anyone out there has thoughts on how someone my age should allocate money in a 401(k) plan, I'm interested in hearing your ideas. >>Go for as close to an index fund as you can. Agitate for them to add one to your investment choices. >>I agree. Although I am self-employed now, I amamazed looking back at some of the pathetic choicesavailable to the 401K plans I had available. Oneof my most recent jobs had 6 mutual funds to pickfrom (a growth fund, a balanced fund, a couple ofspecialized ones, etc). As I recall, they all hadsome type of load and in the aggregate the planperformance really stank.
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