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<<3. this 3rd piece of change would be for fun. Trading stocks or options under the umbrella of tax deferral. I don't like USAA, Fidelity or Vanguard for this. They are not set up for traders. Most firms set up for trading are not set up for the other assets already mentioned.>>

I can attest to both BrownCo and Etrade being well set up for traders and having all the choices you outlined.
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