<<Any suggestions/comments on how best to handle a $120K investment to provide a lifetime of income. >>Run, do not walk, to your nearest bookstore and get a copy of O'Shaughnessey's new book "Retire Rich". He addresses this very issue. Look at his portfolio #3, "Utility Income". According to his stats, this gives you a gain & safety equivalent to bonds, but with enough capital gains to offset inflation.Good luck,Ray
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