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<<Because of certain pre-existing conditions, neither my husband nor I would have been able to buy health insurance of any kind at any price on the open market, so we just accepted that fact and planned around it.

You might be surprised.

Underb the Health Insurance Portability Act, most people coming off COBRA qualify for individual health insurance regardless of preexisting conditions. This varies somewhat depending on your state. In Washington State, a person coming off COBRA can sign up for any individual health insurance plan they wish with no exclusions for pre existing conditions. You should check the provisions your state makes under the HIPPA act.

Seattle Pioneer
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