<<Before I go any further, let me say that if David and I met face to face, I'm sure we would get along great and he would find me friendly and diplomatic.>>Likewise, I'm sure. :)I think the biggest difference in the comparisons is our starting assumptions. For example, with a car you negotiate your best price. Then you choose the financing or the rebate, which I interpret as "free money."With a house, you negotiate your best price, then you pay more money for better financing.I believe the difference is mostly semantics. But if you can't get the car dealer or the house seller to budge another inch on price, I see the car purchase a little differently because it is almost like someone walking in and giving the dealer a $1500 payment in your benefit. I wish someone would offer such a thing for a house. ;)In either case, both of us are right. It's kind of like asking what is on a quarter? Washington or an eagle? The answer is "It depends on which side you are looking at." But either answer is correct.Have a wonderful weekend!David (But I'm not) Boring
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