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<<Hi Fools! After reading the positive comments about Waterhouse, I am about to open an account,
starting with a Money Market account. Trying to decide which of the 4 Money Market options to
go with. They have a FDIC insured MM @ 4.75%, a MM @ 5.16%, U.S. Government @ 4.95%
an a couple of tax free ones. The MM @ 5.16% sounds good, but is it safe enough?>>

I just went through the same thing and picked the MM fund. I think the safety thing is overblown. I can't remember the last time I heard about a MM fund having a problem.

Rich
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