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<<I expect to FIRE in roughly 8 years when I'm 53. Assuming health care is in the same condition as it is (that is, inflationary growth at about twice that of everything else) my plan is to have a catastrophic health care plan for me and my wife with a high deductable of around 5-10k per year.>>

With high deductible policies do you get the benefit of the discounts health insurance companies negotiate with health care providers? If so, that would be a big plus to having a high deductible policy.

While the high deductible policy route would probably have been the economical choice for me, I've had pretty comprehensive health insurance coverage since I quit paid employment in 1999 at age 49. At present that costs me $599/month for myself alone. I suppose I'm spending extra money for a security blanket.

Seattle Pioneer
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