<<I would contribute to the 401K what ever is necessary toget the company contributions. Then I would use a selfdirected IRA for additional investments.>>Is it this simple? For example, if I wanted to retirenext year, I would want to maximize my 401k contributionto reduce taxes this year, esp. if my contribution+company'sexceeds the 9500 limit, since I'll get the extra contrib.(which is taxable) next year when my rates will be lower.Or am I misunderstanding 401k?Danny
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