<<I'm not there yet...But the smell of Victory is in the air...and a sweet smell it is!>>

Danno!

And you WILL get there! That kind of attitude is what will give you the success you're after, and when you do, you'll be making those Foolish investments you've been striving for. Just think of how comfortable you'll be doing it, knowing the money you're investing is what USED to be sent to those nasty credit card companies. ; )

Thanks for your kind words! It's what makes this all worthwhile. Every time someone gets closer to that finish line, it's another point for the good guys. : )

Continued success, and Fool on!

Tony
...but I still am...

Off2Aruba