<<In my mind, prudent potential retirees should PLAN to need 100% of their highest annual income as their annual retirement income. I like this idea.>> I don't like this idea. There is little to link income and spending after a few basic needs are met. Personally, I've lived on less than half my after tax income for the past 24 years. Is there any reason to suppose that I would DOUBLE my spending if I were to retire? Seattle Pioneer
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