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<<It's different from a 401(k) in precisely the way you mention: it's post-tax. If one has post-tax 401(k) money, it can't be rolled into an IRA either.>>

It's also involuntary contributions. You don't have any choice in the matter. There is no matching in the 401K match sense, no investments, no options of any kind. Your contributions don't earn interest. They just sit there until you start drawing your pension or withdraw the money in a lumpsum. Very unlike a 401K. If you're CSRS, you don't pay in to SS, you pay in to CSRS. You can't roll over SS either and CSRS is the fed's version of SS for their employees (many who never get any SS if they are CSRS).
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