No. of Recommendations: 1
<<Let me try and be clear.

Timing is everything is your financial plan. You retire and all of a sudden you are in a bear market. It wasn't at all clear to me that any of my accounts would make their goals.

I think there is a certain bias towards retiring early at the peak of a bull market too, since investments values are peaking and often limitless good times are being predicted in the media.

Thanks for describing the expenses you underestimated, I think that's a good list of things to pay attention to and be cautious about.

Seattle Pioneer

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