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<<<Here are some things to think of. With a thirty year mortage, at it's end, you would have paid about 3 times the cost of the house. That is, principle plus interst. So total cost of your house is around $600,000 since you're putting down $70,000. Now take that $40,000 and invest. You would have to earn around 14% over 30 years to get about $600,000. Even with the historical S&P 500 return at 10%, you're looking to outperform by 4%. I know some of our screens easily do that, but it all comes down to what you're comfortable with.>>>

You should also account for the tax benefits that you get by carrying the mortgage.

Vlad

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