UnThreaded | Threaded | Whole Thread (3) | Ignore Thread Prev | Next
Author: JLC Big gold star, 5000 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 75824  
Subject: Re: Portfolio Diversification Date: 1/19/2000 9:59 AM
Post New | Post Reply | Reply Later | Create Poll . Report this Post | Recommend it!
Recommendations: 0
<<<I'm 27 years old and have a Roth IRA and matching company 401(k). Should I diversify so that each account mirrors each other with respect to the types of assets, or should I diversify so that both accounts taken together reflect the desired level of diversification? >>>

I haven't yet met a 401(k) that let's you invest in individual stocks, therefore, your diversification will be handled by your Roth IRA. That is, at best you could hope to have a S&P 500 index fund as a 401(k) choice, if not, do the best you can. I'd put all my 401(k) money in one fund. In the Roth, I'd choose one or two MI screens to flesh things out, assuming you've enough money in the Roth to keep commissions below 2%.

Post New | Post Reply | Reply Later | Create Poll . Report this Post | Recommend it!
Print the post  
UnThreaded | Threaded | Whole Thread (3) | Ignore Thread Prev | Next


The Retire Early Home Page
Discussion on accelerating retirement day.
Pencils of Promise - Back to School Drive
"Pencils of Promise works with communities across the globe to build schools and create programs that provide education opportunities for children."
Managing Your Wealth
Our own TMFHockeypop from Rule Your Retirement fame on the TV show Managing Your Wealth.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and "#1 Media Company to Work For" (BusinessInsider 2011)! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.