<<<In otherwords, I can contribute $3000 [to a Roth IRA] this year, being a Californian?>>><<<Yes - you're still a US taxpayer. The question relates to what happens if California does not conform to the latest Federal changes. Will the earnings on the extra amount ($1000 or $1500 depending on age) still be tax-free for California taxes at withdrawl? Will we have to pay a California tax on a portion of the dividends/interest/cap gains inside the Roth?>>>Ok. I get it. That makes sense. So, for me, the answer to my question is "No, I won't be contributing more than 2k until I know it's not going to create problems in the future."Thanks,Caat
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