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If the stock is you are talking about is stock in the company you work for, read on: -- then Fool on!

What if the money is in an employer stock "fund"? One of my 401(k) options is "xxx common stock fund", which is a "fund" holding company stock and cash. Does this qualify as company stock?

BTW- Fidelity gives a very silly explanation for why one would create such a beast. They explain that holding cash makes the investment more liquid, as if publicly traded stock is insufficiently liquid for a 401(k)!
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