<<My tax guy instructed me to go out and set up a SEP and deposit 7,600. I currently have an IRA (rollover from terminated job) sitting in a Schwab money market fund and earning essentially nothing. (I know, I know, I'm hanging my head.) Not knowing what else to do, I called Schwab and asked for their SEP info. It arrived today ... now I have more questions that before.>>Sounds familiar. When I first set up my IRA-SEP, my accountant recommended Schwab. They put it into a treasury bond. Years later I rolled that over into a SEP with a brokerage and have it in stocks and one mutual fund. Schwab was no help.
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