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<<"Companies should get more incentives to offer them."

Sadly we are in an age of disincentives. Once they were inexpensive benefits, but regulatory efforts to make them a solid asset (and guarantee them) make them more costly to companies. Fluctuations in market values make them under funded liabilities at times and sources of surplus cash at other times.

That's right. When the Congress was busily imposing a lot more burdensome regulation, companies warned that the result would be fewer such pension plans. That's exactly what happened.

Seattle Pioneer
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