<<"Companies should get more incentives to offer them."Sadly we are in an age of disincentives. Once they were inexpensive benefits, but regulatory efforts to make them a solid asset (and guarantee them) make them more costly to companies. Fluctuations in market values make them under funded liabilities at times and sources of surplus cash at other times.>> That's right. When the Congress was busily imposing a lot more burdensome regulation, companies warned that the result would be fewer such pension plans. That's exactly what happened.Seattle Pioneer
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