<<Since I've recently started to become Foolish, I'm considering cashing these out towards getting into the FF. However, the funds have something like a 5-year span until they are no-load on selling. They're performing pretty well, 17% average annual return total (one's a LOT better, one worse).>>What's the load you'll pay if you dump the funds in any of the years between now and when the load goes to zero? What's the historical return of the FF variant you intend to buy? The year your 17% (or the long-term return as of that year) plus that load becomes less than the return on the FF would seem a good year to make the move into the FF.Hope this helpsEric Hines
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