UnThreaded | Threaded | Whole Thread (10) | Ignore Thread Prev | Next
Author: TMFRunkle Big gold star, 5000 posts Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 311074  
Subject: Re: FF miles vs Cash back? Date: 1/1/1998 12:16 PM
Post New | Post Reply | Reply Later | Create Poll Report this Post | Recommend it!
Recommendations: 0
<<So, in the end with all other things held constant (interest rates and/or paid off each month, convenience, etc.), does a FF-bearing card really make more sense than a cash-back card? I hope this starts a lovely discussion.>>

For me, a FF-bearing card is a waste. My business travel is for the US Government, and I have to turn back in my FF miles. They used to let us use our miles for first class upgrades, which let me discover that first class passengers are as obnoxious as economy ones - in a different way though. Now, the Guardians of the public till don't let us even do that.

A cash back card would do well for me on Government travel, since most of my expenses are covered by a flat per-diem. I get a flat amount of cash per day, amount depending on the city, for meals and incidental expenses. My hotel expenses are reimbursed for the cost, so using a cash back card might get me in trouble there. The way the rules are, any rebate I got on directly reimbursed items would have to go back to the U.S. Government.

Even with that in mind, some cities can be horrendously expensive for meals, etc. Depending on where you are, the per-diem may not be enough, and stretching it can be hard.

Just some thoughts.
Post New | Post Reply | Reply Later | Create Poll Report this Post | Recommend it!
Print the post  
UnThreaded | Threaded | Whole Thread (10) | Ignore Thread Prev | Next


TMF Credit Center
The Motley Fool Credit Center arms you with real tools and simple messages, that will help you in every credit situation.
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.