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<<The credit bureaus sell "pre-screened" mail lists to creditors who then use the lists to mail pre-approved credit offers to consumers.>>

I recently received a copy of my credit report from Experian and I have 4 pages of hits from "inquiry made for prescreen program".

I suggest everyone obtain a copy of their credit report from all 3 agencies. The one I got from Experian was 14 pages long, mostly accounts that have been closed for years (or so I thought). I have been making phone calls and writing letters all week trying to rectify this. I can't wait until I get the one from Equifax, since that is the service that is mostly used in here.

I now commence to writing letters to have my credit file suppressed from future prescreen programs. Thanks for the tip!

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