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<<The only thing I'm really concerned about is whether I'll accumulate enough miles to make the %55 an
nual fee worthwhile. >>

Run the numbers. See how many tickets you might pick up using the card. Compare that to the $55 fee. See if it makes sense.

And don't give up on making the credit card companies back down and remove (or reduce) the fee. They may just relent. If your credit is A-1, remind them that there are plenty of other cards out there, and you may just have to switch over. See what the response might be.

You'd be surprised just how often these charges are abated just by asking and/or negotiating.

TMF Taxes
Roy Lewis
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