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<<When I contacted FirstUSA with this argument, the representative said that the decision is not negotiable. >>

I would get a different card. My customer service experience with First USA was very poor and I am an excellent credit risk. Other companies seem very happy to have my business and those are the companies I do business with. The LLBean card through MBNA is my current favorite but I never pay interest and I like perks (free shipping and rebates).

RF..who no longer puts up with bad service from any credit card company.


I suppose I could do that. Except I fear that FirstUSA's reject might have a negative impact. Especially since the reject said "Insufficient Income"... Any thoughts on that?

Thanks!
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