<<...with an Equity Acceleration program... My program is approx $400 to get in.>>Forget it. Here's how you can save $400: Every month, include an extra 1/12th of a payment.From a pure financial viewpoint, this is stupid, though. The extra/early principal payments earn you 7% (or whatever your mortgage rate is). But if you invest it, you'll earn an average of 10.7% A much better thing is to put the extra payments into the market.I didn't notice he answered your question, though. The best things to do, in order are:1) Your deductible IRA (only if it is deductable, though).2) Your 401(k), up to the employer match.3) Your Roth IRA (if you can't do #1).4) Your 401(k), up to the max.
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